I just got spam with a subject line that said “Even you can learn a new language, Kate.”

Gee whiz, really? Even me?

Actually, I have been learning a new language recently. It’s the language of real estate and mortgages and appraisals and renovations, and it’s a very difficult language to get used to. Much harder than German or Russian or French or Spanish or Italian or Japanese or Mandarin Chinese or Dutch.

Well, OK, actually, Mandarin Chinese was pretty difficult. But still.

Even me?

8 thoughts on “Even me?

  • April 2, 2005 at 10:28 am
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    Hee! Fun personalized spam. I could get into that.

    -J

    Reply
  • April 2, 2005 at 4:19 pm
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    I think its rich that all these banks cant wait to give out a mortgage. When I was looking at houses 2 years ago, there were foreclosures everywhere. If you work at taco bell and your spouse is unemployed and you have 7 children, you can easily walk into any bank and get a loan for a $500k house in cool springs.
    However, if you have a six figure income and a good job and plenty of retirement savings and motivation to care for/upgrade the house – well – you are too much of a risk.

    While this is a bit of exaggeration, its not far from the truth 🙂

    Reply
  • April 2, 2005 at 7:52 pm
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    它是因為您是女孩

    Reply
  • April 2, 2005 at 11:09 pm
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    I’m not sure I’ve seen what you’re describing, but yes, it’s true that the market is significantly different from what it was two years ago. And so is the job market, and so is the prime interest rate… so doesn’t it follow that mortgages would be easier to qualify for?

    Reply
  • April 2, 2005 at 11:10 pm
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    You’re a wealth of meaning, aren’t you? 🙂

    (All I see are a bunch of question marks. Were there supposed to be foreign characters?)

    Reply
  • April 3, 2005 at 11:24 am
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    They _are_ foreign characters. Just remember: there is no spoon.

    Reply
  • April 3, 2005 at 3:48 pm
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    I’m being silly 🙂 I just think its sad that the banks are giving you so much hassle. There was a time when they were handing out loans like candy. People were buying WAY more house than they could possibly afford. It just angers me that you, with a good job and income, are getting all this push back from the bank.

    Reply
  • April 3, 2005 at 6:10 pm
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    It’s the house, though, not us. The lenders would be thrilled to let me borrow far more money than I’m asking for with this house; I was pre-approved for 50% more than what I’m looking to borrow. They just don’t want to take on this house. And to me, THAT’s the stupid thing. If they could take their heads out of their asses for half a second, they’d see what a totally great investment this property is.

    Reply

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